Waffar financial system online • Aden time (Asia/Aden) Waffar system online • Aden Instant cashback in whole Yemeni Rial (YER) • zero decimals • real-time settlement
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Waffar Smart Savings
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New UI 3.0 WAFFAR by raseedplus • Yemen's first dual-engine loyalty & instant cashback ecosystem

Main page content — WAFFAR by raseedplus Turn every grocery receipt into instant cash balance in Yemeni Rial

With Waffar, combine store and supermarket cashback with FMCG brand rewards in one smart wallet. Pay your next purchase directly at the cashier or cash out instantly to your digital wallet.

100% YER Whole amounts in Yemeni Rial, no decimals
< 1.5 seconds Receipt validation & instant in-store payment
2-in-1 Store cashback + FMCG product cashback
✦ Live Waffar simulator (interactive 3D) Try switching between features ↓
Waffar logo
Waffar Sovereign Card • WAFFAR
Gold membership • smart shopper
Active ✓
Balance ready for in-store payment & instant cashout
48,500 YER
Instant payment at the cashier (Pay-in-Store) Valid for 58 seconds
Instant authorization code (OTP)
849 210
✓ Deducted directly from your in-store bill Digitally signed security
Chapter 01 • A complete three-sided ecosystem

Designed for smart shoppers and built to empower merchants and FMCG brands

Pick your path to explore how Waffar connects the consumer, the store and the brand in one trusted instant-money loop.

1

Scan the receipt or product barcode

Shop at any partner supermarket or store, then scan the printed QR code on your receipt or the barcode of promoted FMCG items with the app's ultra-fast camera.

2

Earn dual cashback in Yemeni Rial

Get instant cashback in whole Yemeni Rial (YER) that combines the store's cashback rate with the brand's product reward at the very same moment.

3

Pay in-store or cash out instantly

Use your balance to pay your next bill at the cashier with a secure OTP code, or cash out instantly to your digital wallet.

Chapter 02 • Waffar's unique financial innovation (2-in-1)

An interactive anatomy of the dual cashback engine

Tap the products below to add or remove them from your basket, and watch how Waffar combines supermarket cashback with the FMCG brand reward on the very same receipt, instantly!

Demo shopping basket (pick your items)

Live interaction ⚡
Dual cashback receipt Asia/Aden • instant verification
Total receipt value: 17,100 YER
1) Partner supermarket cashback (5%): +855 YER
2) Direct FMCG brand rewards: +1,500 YER
Total instant cashback added to your wallet
+2,355 YER
Effective saving rate on this receipt: 14%
Chapter 03 • Our partner network

Our factory and store partner network

One complete ecosystem bringing together leading FMCG brands and the biggest stores and supermarkets, with instant cashout and round-the-clock settlement.

Second • Partner showcase Our partner factories (FMCG products) and certified stores & supermarkets
Filter by sector or try scanning a reward instantly ✦
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Chapter 04 • Geographic reach across Yemen & partner and customer testimonials

Present across Yemen's key governorates, serving shoppers and merchants

A growing network of supermarkets, hypermarkets, pharmacies and major food & FMCG companies.

✦ Sana'a: 45+ active points of sale across major supermarkets and hypermarkets
★★★★★ • Verified shopper — Sana'a

"I saved more than 18,500 YER in two months!"

"What I love most about Waffar is that the balance is in whole Yemeni Rial, not confusing points. I scan my supermarket receipt plus the milk and rice barcodes, pay with the balance right at the cashier, or withdraw it as cash."

★★★★★ • Hypermarket manager — Aden

"The cashier screen and Z-Report saved us hours"

"Customer visit frequency rose by over 35% after activating Waffar cashback, and more importantly, the thermal Z-Report shift closing gave us 100% accounting accuracy with zero errors."

★★★★★ • FMCG marketing director

"For the first time we see our campaign impact moment by moment"

"Instead of discounts that vanish along the distribution chain, the cashback reward now reaches the exact consumer who buys our product by barcode, with precise Pure-SVG analytics for every SKU."

Chapter 05 • A calculator with real numbers (whole Yemeni Rial)

Compute your monthly savings or your store's return in an instant

All calculations on Waffar run in whole Yemeni Rial (YER) with zero decimals, to the highest financial-governance standards.

Customize your monthly shopping profile

Total monthly grocery & supermarket spending 150,000 YER
Promoted FMCG products scanned per month 15 products
Average partner-store cashback rate 5%
Instant cashback estimate
Projected total annual savings in your wallet:
144,000 YER
Instant monthly cashback 12,000 YER
Extra FMCG product rewards 4,500 YER / month
Value-accumulation curve (Pure-SVG analytics) Steady compounding growth ↗
✓ Instantly withdrawable as cash or payable in-store
Chapter 06 • The benchmark comparison: why Waffar wins

The fundamental difference between Waffar and traditional points programs

Waffar is designed to end the confusion of phantom points and deliver real cash value in Yemeni Rial to shoppers and verified returns to merchants.

Comparison criterion ✦ Waffar — Smart Savings (UI 3.0) Traditional points & coupon programs
Reward currency & clarity Real, whole Yemeni Rial (YER) with zero decimals Confusing points that are hard to value and expire quickly
Cashback source Dual (2-in-1): store cashback + FMCG brand cashback together Single-source, limited to one store with no brand linkage
Redemption & withdrawal options Instant payment at the cashier (OTP) or instant cashout to your digital wallet Redemption restricted to selected goods or paper vouchers
Return for merchants & FMCG brands Pay only for actual sales verified by barcode and receipt (zero waste) Traditional ad budgets with no measurable return
Cashier & shift management Tactical cashier screen + shift lock + 80mm thermal Z-Report printing Slow manual processes causing queues and reconciliation gaps
Chapter 07 • A live tour inside the real system (8 UI 3.0 screens)

See Waffar's actual screens

Real, certified screenshots from the mobile app, the tactical cashier screen, the thermal Z-Report receipt, and the merchant & FMCG gateways.

Shopper app — Waffar Mobile

The 3D sovereign card and instant in-store payment

A royal-emerald design with Guilloche engraving showing your balance in whole Yemeni Rial, plus the instant cashier payment window (Pay-in-Store) with secure OTP authorization or direct QR scanning.

  • ✦ Precise tabular numerals in whole Yemeni Rial (YER)
  • ✦ Generate an instant cashier payment code with one tap
  • ✦ Instant cash withdrawal to your digital wallet
🔍 Zoom / compare Waffar card screen
Emerald loyalty card & wallet
🔍 Zoom / compare In-store payment screen
Instant cashier payment window
Chapter 08 • The integrated technical & operational architecture (POS & Z-Report)

Financial technology engineered for speed, reliability and visual luxury

An integrated infrastructure combining tactical cashier screens, partner analytics dashboards and a luxury mobile experience.

The tactical cashier screen + thermal printing

Cashier shift management and branch account closing (Z-Report 80mm)

The cashier interface is engineered for peak-hour speed: issuing cashback receipts, accepting instant payment from customer balance, tactical screen lock, and certified thermal shift-closing report printing.

WAFFAR — Thermal shift-closing report (Z-REPORT)
Branch: Al-Wafa Hyper — Sana'a Aden time 18:30
Total verified shift sales 1,480,000 YER
Total cashback granted to customers 59,200 YER
Approved net shift settlement 1,420,800 YER
✦ Core feature

Instant cash withdrawal to your digital wallet

No strings on your balance! As soon as your cashback accumulates in Yemeni Rial, withdraw it instantly to your digital wallet with real-time status notifications and a complete statement history.

Cash withdrawal status Completed successfully ✓
25,000 YER
Withdrawal ref: WF-2026-99412 • no hidden fees
Discover instant withdrawal benefits
Partner & executive dashboards

Precise financial analytics and a quick command palette (Ctrl+K)

Crystal-clear Pure-SVG charts, securely exportable statements (CSV), and a live system status indicator monitoring cashback budgets and branch performance moment by moment.

Strict security & financial governance

Tamper protection with immutable financial audit

Waffar runs on encrypted digital receipt signatures, re-scan prevention, and a comprehensive audit ledger that safeguards every Yemeni rial for shoppers and merchants.

Chapter 09 • Financial transparency with reports for every user (CSV / 80mm)

A live sample of the reports Waffar gives every user

Waffar gives every side of the ecosystem its precise financial and operational reports in whole Yemeni Rial (YER). Pick a user type to preview their report and try the export:

Smart shopper wallet statement

Monthly savings report with cashback and withdrawal activity

Shown to the user in the mobile app: cashback earned from stores and FMCG products, in-store payments, and instant cash withdrawals.
Available balance 48,500 YER
Total cashback earned +96,200 YER
Paid directly in stores 22,700 YER
Withdrawn as cash 25,000 YER
Date & time (Asia/Aden) Reference no. Party / store / campaign Transaction type Amount (YER) Status
2026-10-31 18:42 TX-998412 Al-Wafa Hyper — Sana'a Grocery receipt cashback (5%) +1,250 YER Approved & credited ✓
2026-10-31 18:43 SKU-44109 National Dairy Company (FMCG) Premium Milk barcode-scan reward +250 YER FMCG cashback ✓
2026-10-30 20:15 POS-77310 Elite Supermarket — Aden Instant in-store payment (Pay-in-Store OTP) -4,500 YER Deducted & settled ✓
2026-10-29 14:10 JB-2026-994 Digital wallet Instant cash withdrawal -25,000 YER Transfer complete ✓
Chapter 10 • The security shield & financial governance (6 layers of protection)

Banking-grade security protecting every Yemeni rial for shoppers and merchants

Waffar is engineered to the highest FinTech security standards, making forged receipts, budget overruns and shift tampering impossible.

🔐

Encrypted digital receipt signature (Anti-Replay QR)

Every cashier receipt is stamped with a unique encrypted digital signature that blocks value edits and double scanning, with server-side verification in fractions of a second.

Forgery & re-scan prevention 100% verified ✓
⏱️

Rotating instant payment authorization (60s dynamic OTP)

Not a single rial leaves a shopper's wallet at the cashier without a code that rotates every 60 seconds (OTP / QR), generated exclusively inside the trusted customer app.

Customer wallet balance protection 60-second validity ✓
🛡️

Real-time budget cap guard (Budget Cap Guard)

The merchant or FMCG brand sets the campaign budget cap in whole Yemeni Rial; the system monitors the balance in real time and stops spending automatically the moment the cap is hit — without exceeding a single rial.

Zero partner budget overruns Automated oversight ✓
🔒

Tactical cashier lock & role isolation (RBAC)

Strict separation between cashier, branch manager and owner permissions, with one-tap screen lock when leaving the point of sale and every action tied to the employee's identity and shift.

Branch & tenant permission isolation Multi-Tenant Isolation ✓
📜

Immutable financial audit ledger (Immutable Ledger)

All financial movements are recorded in whole Yemeni Rial (YER, zero decimals) in a supervised ledger that cannot be deleted or edited, unified under Aden time (Asia/Aden).

Aden-time accounting reconciliation Complete audit trail ✓
📊

Exported report sanitization (CSV Sanitization Guard)

Every statement and report exported to accounting software or Excel passes a security filter that blocks formula-injection exploits and guarantees the integrity of financial data.

Secure, certified accounting export UTF-8 BOM Ready ✓
Chapter 11 • Frequently asked questions & instant onboarding

Everything you want to know about Waffar

Simply: after buying at any partner store, open the Waffar app and scan the QR code printed on the receipt or the barcode of a promoted FMCG product — the cashback in whole Yemeni Rial (YER) lands in your wallet instantly.
Two flexible options: pay directly at partner stores with Pay-in-Store by generating an OTP/QR code for the cashier, or cash out your balance instantly to your digital wallet.
Store owners, supermarkets and FMCG companies can join easily through the partner portal: set the campaign budget and cashback rate, activate the cashier screen, and start attracting customers and growing sales immediately.
Yes — the app is completely free for all shoppers, and signing up grants you +500 YER an instant welcome bonus. Your balance in whole Yemeni Rial never expires and carries no hidden fees — pay with it at the cashier or withdraw it as cash whenever you like.
Every cashier receipt is stamped with a unique encrypted signature (Anti-Replay QR) that blocks double scanning; all movements are recorded in an immutable audit ledger unified under Aden time, with a real-time budget-cap guard that stops spending automatically once the approved limit is reached.
Activation takes about one business day: register your business via the partner portal, set the cashback rate and budget cap in Yemeni Rial, and our team prepares the cashier screen and Z-Reports so you can launch your campaign immediately — no complex extra hardware.
Ready to start with Waffar?

Join today's strongest instant cashback and smart loyalty network in Yemen

Whether you are a shopper looking for real cashback in whole Yemeni Rial (YER), a supermarket owner, or an FMCG manufacturer aiming to double sales — our team is ready to serve you right away.

Chapter 12 • Official Contact Channels

Contact Us — raseedplus, the company operating the Waffar platform

Behind the Waffar platform stands raseedplus, the entity responsible for operating the platform and supporting every audience it serves — shoppers, stores, and FMCG factories. Pick the channel that suits you best and our team will reply in Arabic or English; merchant partners get a priority WhatsApp lane for account activation and campaign launches.

Waffar logo
The "Waffar — Smart Savings" app
+500 YER instant welcome bonus
✦ Instant cashback in Yemeni Rial added successfully!